The liability coverage doesn't have any deductibles (0, none!).
Our hull coverage includes deductibles at a 14% rate of the declared value per item.
For example, if you insured a drone or a piece of equipment at a declared value of $1000, you have a deductible of $140.
If the loss is $600, you'll pay $140 and insurance company will pay $460.
If the loss is $1000 (total loss), you'll pay $140 and insurance company will pay $860.