SkyWatch.AI's insurance policy provides Liability coverage including:
- Bodily Injury
- Property Damage
- Personal Injury and invasion of privacy claims
In addition, monthly and annual SkyWatch policies include Medical Expenses, starting at $500 per person. Learn more.
A standard SkyWatch.AI policy provides personal injury liability at $25,000 for each offense and in the Aggregate. Upon request, this limit can be increased to $100,000. Contact support@skywatch.ai to increase this coverage.
The liability coverage breakdown can be found on the declaration page of your SkyWatch.AI policy.
Hull coverage is available as a part of SkyWatch's monthly and annual plans.
Hull coverage includes:
- Loss or physical damage to drones, mounted equipment, spare parts, and other related paraphernalia such as remote controllers.
- Theft, disappearance, flyaway
- TRIA - Terrorism Risk Insurance Act
Hull Coverage does not include:
- Paraphernalia that does not relate directly to the drone. This includes; Tablets, mobile phones, personal computers, non-drone cameras, and lenses. {DJI CrystalSky remote controllers can be included}
- Equipment without a related drone
SkyWatch.AI Exclusions:
SkyWatch.AI policies do not provide coverage for:
- Drone chemical spraying operations (unless approved by underwriters, please contact support@skywatch.ai for more details)
- Drone/Equipment electrical malfunction while on-ground resulting in no physical damage
Please refer to our sample Policy through Global Aerospace below for complete and accurate coverage details.
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