When you purchase a SkyWatch policy, your Liability premium is calculated based on the total number of drones owned and operated by the insured. SkyWatch offers coverage tiers for small schedules (1 to 2 drones), medium schedules (3 to 5 drones), and larger schedules or fleets (6 or more drones).
If a drone is not flown in a given month, it will still be included in your total inventory count. The Liability premium is based on the full list of drones associated with the insured.
If your drone schedule was updated mid-term but remains within the same tier you originally selected (for example, moving from 1 to 2 drones within the 1 to 2 tier), no action is needed for Liability coverage. Hull coverage should be reviewed separately based on your needs.
If your fleet size changes and no longer fits the plan you selected, our team can help adjust your policy accordingly.
For any questions about your drone inventory, feel free to contact us at support@skywatch.ai.
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