What's covered by my SkyWatch.AI policy?

SkyWatch.AI's insurance policy provides liability coverage including:

• Bodily Injury
• Property Damage
• Personal Injuries and invasion of privacy claims

All up to the liability limit chosen ($.1M, $.5M, $1M, $2M, $5M).

In addition, SkyWatch.AI covers Medical Expenses for up to $500. Learn More.

Hull coverage is available as a part of SkyWatch.AI's annual plans.

Hull coverage includes:

• Loss or physical damage to drones, mounted equipment, spare parts, and other related paraphernalia such as remote controllers.
• Theft, disappearance, flyaway
• TRIA - Terrorism Risk Insurance Act

Annual hull rates are 8% of the drone's insured value and the deductibles are 14% of the insured value. 

Hull Coverage does not include:

• Paraphernalia that does not relate directly to the drone. Including Tablets, mobile phones, personal computers, non-drone cameras, and lenses. {DJI CrystalSky remote controllers can be included}
• Equipment without a related drone

SkyWatch.AI Exclusions:

SkyWatch.AI policies do not provide coverage for:

• Drone spraying operations 
• Custom-built/home-built drones (would require UW review)

Please refer to our sample policies below for complete and accurate coverage details.