What is covered by the policy? (Sample Policies Included)

SkyWatch.AI's insurance policy provides liability coverage including:

• Bodily Injury
• Property Damage
• Personal Injuries and invasion of privacy claims

In addition, SkyWatch.AI covers Medical Expenses for up to $500. Learn more. 

A standard SkyWatch.AI policy provides personal injury liability at $25,000 for each offense and in the Aggregate. Upon request, this limit can be increased to $100,000. Contact support@skywatch.ai to increase this coverage.

The liability coverage breakdown can be found on the declaration page (page 2) of your SkyWatch.AI policy.

Hull coverage is available as a part of SkyWatch's monthly and annual plans.

Hull coverage includes:

• Loss or physical damage to drones, mounted equipment, spare parts and other related paraphernalia such as remote controllers.
• Theft, disappearance, flyaway
• TRIA - Terrorism Risk Insurance Act

Monthly hull rates are 14% of the drone's insured value/Annual hull rates are 8% of the drone's hull insured value.

Hull Coverage does not include:

• Paraphernalia which does not relate directly to the drone. This includes; Tablets, mobile phones, personal computers, non-drone cameras and lenses. {DJI CrystalSky remote controllers can be included}
• Equipment without a related drone

SkyWatch.AI Exclusions:

SkyWatch.AI policies do not provide coverage for:

• Drone chemical spraying operations  
• Drone/Equipment electrical malfunction while on-ground resulting in no physical damage

Please refer to our sample policies below for complete and accurate coverage details.