SkyWatch.AI's insurance policy provides liability coverage including:
- Bodily Injury
- Property Damage
- Personal Injuries and invasion of privacy claims
In addition, SkyWatch.AI covers Medical Expenses for up to $500. Learn more.
A standard SkyWatch.AI policy provides personal injury liability at $25,000 for each offense and in the Aggregate. Upon request, this limit can be increased to $100,000. Contact support@skywatch.ai to increase this coverage.
The liability coverage breakdown can be found on the declaration page (page 2) of your SkyWatch.AI policy.
Hull coverage is available as a part of SkyWatch's monthly and annual plans.
Hull coverage includes:
- Loss or physical damage to drones, mounted equipment, spare parts and other related paraphernalia such as remote controllers.
- Theft, disappearance, flyaway
- TRIA - Terrorism Risk Insurance Act
Monthly hull rates are 14% of the drone's insured value/Annual hull rates are 8% of the drone's hull insured value.
Hull Coverage does not include:
- Paraphernalia which does not relate directly to the drone. Including: Tablets, mobile phones, personal computers, non-drone cameras and lens. {DJI CrystalSky remote controllers can be included}
- Equipment without a related drone
SkyWatch.AI Exclusions:
SkyWatch.AI policies do not provide coverage for:
- Drone chemical spraying operations
- Drone/Equipment electrical malfunction while on-ground resulting in no physical damage
Please refer to our sample policies below for the complete and accurate coverage details.
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