What coverage does the policy provide? (Sample Policies Included)

SkyWatch.AI's insurance policy provides Liability coverage including:

• Bodily Injury
• Property Damage
• Personal Injury and invasion of privacy claims

In addition, monthly and annual SkyWatch policies include Medical Expenses, starting at $500 per person. Learn more. 

A standard SkyWatch.AI policy provides personal injury liability at $25,000 for each offense and in the Aggregate. Upon request, this limit can be increased to $100,000. Contact support@skywatch.ai to increase this coverage.

The liability coverage breakdown can be found on the declaration page of your SkyWatch.AI policy.

Hull coverage is available as a part of SkyWatch's monthly and annual plans.

Hull coverage includes:

• Loss or physical damage to drones, mounted equipment, spare parts, and other related paraphernalia such as remote controllers.
• Theft, disappearance, flyaway
• TRIA - Terrorism Risk Insurance Act

Hull Coverage does not include:

• Paraphernalia that does not relate directly to the drone. This includes; Tablets, mobile phones, personal computers, non-drone cameras, and lenses. {DJI CrystalSky remote controllers can be included}
• Equipment without a related drone

SkyWatch.AI Exclusions:

SkyWatch.AI policies do not provide coverage for:

• Drone chemical spraying operations (unless approved by underwriters, please contact support@skywatch.ai for more details)
• Drone/Equipment electrical malfunction while on-ground resulting in no physical damage

Please refer to our sample policies of Global Aerospace and Starr, below for complete and accurate coverage details. Note that policies issued after February 2023 will be issued by Global Aerospace.